Terms of Service

1. Acceptance of Terms

By accessing or using the WishPay application ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

WishPay is a financial goal tracking application designed to help users categorize their finances into "Needs" and "Wants." It allows users to track savings goals and visualize progress.

Important: WishPay is a tracking tool only. We are not a bank or financial institution. We do not hold, process, or transfer actual monetary funds. All "balances" and "transactions" within the app are virtual records for tracking purposes only.

3. User Accounts

To use the Service, you must register for an account. You agree to provide accurate information and to keep your password secure. You are responsible for all activity that occurs under your account.

4. Privacy & Data

We value your privacy. Your financial data is stored securely and is used solely for the purpose of providing the tracking service. We do not sell your personal data to third parties.

5. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. We do not guarantee that the Service will be error-free or uninterrupted. You use the Service at your own risk.

6. Limitation of Liability

WishPay shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of the Service, including but not limited to loss of data or financial planning errors.

7. Contact Us

If you have any questions about these Terms, please contact us at [email protected].